DISCOVER SMART INVESTMENT OPPORTUNITIES
Explore peer-to-peer and alternative investment platforms with transparent reviews and exclusive offers.
PLATFORM OF THE MONTH
Each month we highlight an exceptional investment opportunity.
WHY HOUSE OF PEERS?
SHARE & LEARN
Discover real experiences from the peer-to-peer economy and crowdlending community
START YOUR JOURNEY
Get comprehensive guides and exclusive referral links to begin your P2P investment
GROWING INDUSTRY
Join a thriving market with over a decade of proven success and innovation
EXPLORE P2P INVESTMENTS
Peer-to-peer lending offers an innovative approach to borrowing and investing money, providing opportunities beyond traditional banking systems. It connects lenders and borrowers directly, offering potentially better rates and increased accessibility.
P2P platforms facilitate direct lending between individuals, eliminating traditional banking intermediaries. This modern approach offers convenience, competitive rates, and opportunities for both lenders and borrowers.
Access lower interest rates, simplified borrowing process, and opportunities for various credit profiles through innovative credit scoring systems. P2P platforms provide transparent, efficient, and accessible financial solutions.
REAL ESTATE INVESTMENT PLATFORMS
Discover top real estate investment platforms offering opportunities across Dubai, Austria, Germany, The Netherlands, France, and more. Start investing from as low as €1 and diversify your portfolio with fractional real estate investments.
STAKE
Invest in premium real estate in Dubai and Saudi Arabia with fractional ownership and earn through rental yields and property appreciation.
Stake is a regulated digital platform revolutionizing real estate investment in the UAE and Saudi Arabia. With a minimum investment of just AED 500 or SAR 500, anyone can access high-quality properties, earning passive income through monthly rental yields and benefiting from long-term property value appreciation.
LIMITED TIME OFFER!
GET AED/SAR 150 IN REAL ESTATE
- AED/SAR 150 worth of real estate
- Access to exclusive property deals
RENDITY
Invest in urban real estate projects in Austria and Germany with renowned project partners, all digitalized for easy and transparent management.
Rendity enables online real estate investments from €100 and offers investors real estate projects in urban locations from renowned project partners. Through the digitalization of the real estate market, investments can be made easily and transparently.
LIMITED TIME OFFER!
RECEIVE €10 CASHBACK
- €10 worth of real estate on first project
- Access to exclusive property deals
Use this link to sign up and get started with the referral bonus:
BRICKS
Invest in French real estate through this crowdfunding platform. Purchase property-backed bonds worth €10 each and receive monthly rental income.
Bricks.co is a real estate crowdfunding platform accredited by the French Financial Markets Authority (AMF). The platform allows individuals to invest in property projects starting from just €10. Investors can purchase "bricks" (real estate-backed bonds worth €10 each) and receive monthly rental income proportional to their investment.
LIMITED TIME OFFER!
RECEIVE €20 CASHBACK
- €20 worth of real estate on first project
- Get 1% bonus on your investments for 12 months
- Access to exclusive property deals
Use this link to sign up and get started with the referral bonus:
SMARTCROWD
SmartCrowd is MENA's first regulated real estate investments platform, allowing you to invest in income-generating properties and build a diversified real estate portfolio with as little as AED 500.
SmartCrowd is the Middle East's first and only regulated, fully digital, and award-winning real estate investment platform. Their specialized team sources high-potential opportunities for you to invest in Dubai's real estate using data-driven analysis and third-party valuation. With SmartCrowd, you can build your own diversified real estate portfolio to unlock monthly rental income and long-term capital appreciation, potentially yielding total returns exceeding 40%.
LIMITED TIME OFFER!
GET AED 250 FREE
- AED 250 worth of real estate when you sign up
- Access to exclusive property deals in Dubai
- Regulated by the Dubai Financial Services Authority (DFSA)
SMART REWARDS
REFER & EARN
- Receive 2% of your friends' SmartCrowd investments made within the first year
- Your friends get AED 250 when they sign up
- Easy to share via referral link
Impressive Track Record:
Properties like a Studio in Dubai Marina delivered 76.50% total ROI over 37 months, with AED 149,965 in rental income on a AED 500,000 purchase price.
A 1BR in Dubai Marina provided 68.38% total ROI over 29 months, with AED 132,961 in rental income on a AED 650,000 investment.
Past performance does not guarantee future results
BRXS
Democratizing real estate investing in the Netherlands. Invest in carefully selected properties from €100 and earn quarterly interest from rental income.
BRXS is a platform that democratizes real estate investing, making it accessible to everyone. With investments starting from as little as €100, BRXS allows individuals to invest in carefully selected properties and earn quarterly interest from rental income, along with potential long-term value appreciation. Accredited by the Dutch Authority for the Financial Markets (AFM), BRXS operates under an EU Growth Prospectus framework, ensuring transparency and compliance.
LIMITED TIME OFFER!
RECEIVE €20 CASHBACK
- €20 worth of real estate on first project
- Access to exclusive property deals
Use this link to sign up and get started with the referral bonus:
MONIWAN
SCPI investment platform offering diversified real estate investment opportunities across various sectors including offices, student housing, and healthcare properties.
Moniwan is an online investment platform specializing in SCPI (Société Civile de Placement Immobilier) investments. Starting at just €257, investors can build diversified real estate portfolios across various sectors including offices, student housing, and healthcare properties.
An SCPI (Société Civile de Placement Immobilier) is a regulated French real estate investment fund that pools investor money to acquire and manage a portfolio of properties. SCPIs provide a way to invest in real estate without direct property ownership, offering regular income distributions and professional management.
EXCLUSIVE OFFER!
SAVE 2.5% ON ENTRY FEE
- Use promo code A055J50002 to save 2.5% on the entry fee
- Invest in SCPI with as little as €257
- Access to diversified real estate investments
Save 2.5% on Your First Investment!
Use the promo code A055J50002 when signing up for Moniwan to receive a 2.5% discount on the entry fee for your first SCPI investment.
LA PREMIÈRE BRIQUE
Democratize real estate investment with crowdfunding. Invest in high-quality real estate projects starting from just €1, with no hidden fees and attractive returns.
Accessible Real Estate Investing
La Première Brique is a crowdfunding platform that makes real estate investment accessible to everyone. With investments starting from just €1, you can participate in high-quality real estate projects without traditional barriers to entry.
Simple Investment Process:
- Create an account on the platform
- Fund your wallet through the partner bank
- Browse and select real estate projects
- Invest with as little as €1
- Track your investments and returns
INVITE & EARN TOGETHER!
GET 2% BONUS ON FIRST INVESTMENT
- Referral Code: 1ZWC3S
- Get a 2% bonus on your first investment
- No hidden fees or complicated conditions
CORUM L'EPARGNE
Invest and grow your savings with CORUM L'Epargne. Discover a unique savings platform offering personalized investment solutions.
Smart Savings Solutions
CORUM L'Epargne offers innovative investment solutions designed to help individuals grow their savings effectively. With a focus on personalized financial strategies, we provide opportunities for smart, strategic investing.
Promo code: MB8YO4
GROW YOUR SAVINGS
TIERED INVESTMENT BONUSES
- Tier 1: from 2000€ invested
Bonus: 50€ for you - Tier 2: from 10,000€ invested
1% of your invested amount - Tier 3: from 100,000€+ invested
1,5% of your invested amount
Use Promo Code: MB8YO4
CLAIM OFFERDiverse Investment Strategies
CORUM L'Epargne offers flexible investment solutions tailored to your financial goals. Whether you're looking for long-term growth or more flexible savings options, we have strategies to suit your needs.
Key features:
- Personalized investment advice
- Transparent fee structure
- Professional portfolio management
SME & CROWDLENDING PLATFORMS
Invest in loans to small and medium enterprises across Europe with access to diverse lending opportunities.
MINTOS
Invest in loans with Mintos, offering a diverse range of investment options. Enjoy the flexibility of building a diversified portfolio with alternative and traditional investments.
At Mintos, they focus on long-term investing because most day traders lose money trying to beat the market. The platform helps you build a diversified portfolio with a unique mix of alternative and traditional investments, designed to grow your money over time with minimal effort.
GET €50 + 1% BONUS
LIMITED TIME OFFER
- €50 instant bonus
- 1% investment bonus
- Invest €1,000+ within 60 days
For a limited time, you can earn a 5% cashback when you invest €200 or more in Nera Capital loans with a 14% interest rate. This offer is valid from 27 November to 10 December 2024.
GOPARITY
Invest in impactful projects from €5 and support sustainable development goals. Goparity is an impact finance platform connecting investors with sustainable projects.
Goparity is an impact finance and investment app empowering people and companies to actively support the United Nation's Sustainable Development Goals. Our mission is to democratize access to sustainable finance by connecting individuals and organizations with companies needing funding for sustainable projects.
€10 BONUS OFFER
GET €10 WHEN YOU INVEST
- Sign up with code: DENIS24626
- Invest in impactful projects within one month
- Receive €10 bonus
LENDERMARKET
Invest in loans with Buyback Guarantees starting from €10 and enjoy high returns on your investment with this secure P2P platform.
Lendermarket is a P2P crowdfunding marketplace connecting investors with Buyback Guaranteed loans issued by digital consumer finance companies across Europe. With average annual returns of 13.8%, the platform offers a secure environment for investing in consumer and real estate loans.
1% CASHBACK OFFER
EARN ON YOUR DEPOSITS
- Sign up with code: 6dqyzapc
- Receive 1% cashback on net deposits for 30 days
- Up to €3,000 in cashback
PRETUP
PretUp is a crowdfunding platform connecting French SMEs with individual investors. Invest in the real economy from €20 and support French businesses while earning attractive returns.
PretUp is a major player in French crowdlending, licensed by the AMF (Financial Markets Authority) and ACPR (Prudential Control Authority). The platform connects individual investors with carefully selected French SMEs, offering a secure investment environment.
€15 WELCOME BONUS
EXCLUSIVE OFFER
- Use referral code: YRD2PBNJ
- Invest minimum €200 within 3 months
- Receive €15 bonus
SWAPER
Invest in loans with Buyback Guarantees starting from €10 and earn up to 16% annual returns. Enjoy the security of guaranteed buyback on loans overdue by more than 60 days.
Swaper is a P2P lending platform connecting users with loans issued by various loan originators. The platform offers Buyback Guarantees for loans overdue by more than 60 days, making it a safer way to invest in the loans market.
START INVESTING TODAY
USE REFERRAL CODE
- Sign up with referral code: i91rrPDeHH
- Set up Auto-Invest or choose loans manually
- Enjoy fixed interest rates and loyalty bonuses
FUNDING SOCIETIES
Funding Societies is the pioneer of SME Digital Financing and Debt Investment Platforms in Southeast Asia, providing fast, accessible financing options for businesses.
Founded in 2015, Funding Societies has quickly become the largest digital financing platform for small and medium-sized enterprises (SMEs) in Southeast Asia. The platform provides fast, accessible financing options for businesses in need, with loans funded by both individual and institutional investors.
S$20 CASHBACK OFFER
SPECIAL PROMOTION
- Log in to your Funding Societies investor account
- Use the referral link
- Receive S$20 cashback directly to your escrow account
MONEY PLATFORMS
Discover modern banking and investment solutions to manage your finances more efficiently.
REVOLUT
Revolut is your gateway to a smarter financial future. Manage money, exchange currencies, and track your spending with ease—all in one app. Join over 50 million people who recommend Revolut for global finance at great rates.
Revolut is an all-in-one financial app that gives you the power to manage your money effortlessly. From spending, saving, and exchanging currencies to accessing investment options, Revolut helps you take control of your financial future.
GET REWARDS
JOIN REVOLUT TODAY
- Earn cash or crypto rewards
- Simple digital banking
- No hidden fees
Revolut has become one of the fastest-growing financial apps globally, with millions of users and more than 100 million transactions each month. As of 2023, Revolut is valued at approximately £31 billion ($40 billion USD), reflecting its impressive growth and ongoing expansion in the fintech industry.
SARWA
Invest in stocks, ETFs, and manage your finances with Sarwa. Sarwa provides expert-designed portfolios, trading, and passive investing in one easy-to-use platform.
Sarwa is a platform designed for individuals who want to make investing simple, with expertly designed long-term portfolios that are globally diversified to minimize risk and maximize returns. Sarwa also offers trading services for U.S. stocks and ETFs, enabling users to buy and sell with no withdrawal fees.
EARN $50 BONUS
FOR YOU AND YOUR FRIEND
- Invite a friend to Sarwa
- They invest $2,500+ within 3 months
- You both earn $50 each
Sarwa has grown to become a leading platform in the UAE and beyond, helping investors manage their wealth. With hundreds of millions in assets under management, Sarwa continues to innovate and improve its platform.
TRADE REPUBLIC
Trade and invest in stocks, ETFs, and bonds with Trade Republic. A mobile-first investing platform offering commission-free trading and innovative financial services.
Trade Republic is a German fintech platform revolutionizing investing by offering commission-free trading of stocks, ETFs, and bonds. Designed for mobile-first users, it provides an intuitive and accessible way to manage investments and grow wealth.
6% P.A. INTEREST OFFER
ON UP TO €10,000
- Open account before January 4, 2025
- Deposit at least €100
- Complete 3 buy-in transactions
N26
N26 is your modern, digital banking solution. Manage your finances seamlessly with a sleek mobile app, instant notifications, and smart features that make banking simple, transparent, and user-friendly.
N26 is a cutting-edge digital bank that provides a completely mobile banking experience. Founded in Berlin, N26 offers a transparent, intuitive banking solution that puts you in control of your finances with real-time tracking, instant notifications, and smart money management tools.
REFER & EARN
JOIN N26 TODAY
- Referral Code: denish6161
- Quick and easy sign-up process
- Experience modern banking
SUMERIA
Manage your daily expenses effortlessly with Sumeria's mobile app and Visa card. Enjoy an assisted savings program that makes saving simple and intuitive.
Sumeria is a comprehensive financial platform designed to simplify your everyday money management. With a user-friendly mobile app and a Visa card, you can track expenses, manage budgets, and save money with ease.
JOIN SUMERIA
USE REFERRAL CODE
- Referral Link: Special link
- Referral Code: DHP9XSBACC
- Easy sign-up process
NEXO
Nexo is the world's leading regulated institution for digital assets. Maximize the value of cryptocurrencies with tax-efficient Instant Crypto Credit Lines, high-yield Earn Crypto Interest products, and more.
Nexo offers a suite of services to help you earn, borrow, and manage digital assets. With Nexo's Earn Crypto Interest product, you can earn up to 14% annually, while leveraging your assets with crypto-backed loans and more.
Nexo has grown to become the leader in crypto asset management, with over $80 billion processed and 4M+ users globally. Nexo provides industry-leading custodial insurance and security for digital assets.
ALTERNATIVE INVESTMENT PLATFORMS
Explore unique investment opportunities beyond traditional assets, from collectibles to sustainable forests.
SPLINT INVEST
Splint Invest opens the doors to alternative investments. Invest in tangible assets like whisky, watches, and wine starting from €50. Join our community of investors and diversify your portfolio with carefully selected opportunities.
Splint is your alternative investment platform, making assets once reserved for wealthy investors accessible. Invest in tangible goods like whisky, luxury watches, and fine wine for as little as €50.
€50 FREE BONUS
LIMITED TIME OFFER
- Download the app
- Create your account
- Enter code 36155552
- Receive a €50 welcome bonus
Key Figures (June 2024):
14,427 active users
346 available assets
€19.2M total investments
Average annual return of 15.2%
KONVI
Konvi is revolutionizing alternative investments by making luxury assets accessible to everyone. From rare art and watches to fine wines and real estate, invest in fractions of high-value assets starting from just €250.
Founded in 2020, Konvi democratizes access to alternative investments like luxury watches, rare art, and prime real estate. By breaking traditional barriers, we enable fractional ownership of high-value assets previously reserved for wealthy individuals.
€10 WELCOME BONUS
DOUBLE REWARD OFFER
- Use code NAC4C3 to get €10
- Earn another €10 when your friend invests
- On Konvi Day (once a month), your bonus is multiplied by 5!
Strong Track Record:
Historical returns of 8-35% per year*
Low correlation with traditional markets
Proven hedge against inflation
Expert-curated assets from 10 different categories
*Past performance does not guarantee future results
TIMELESS
Timeless is Europe's leading platform for digital collectible investments. Invest in fractions of rare watches, classic cars, art, and whisky starting from just €50. Join over 448,000 investors accessing curated collectibles.
Founded in 2018 in Berlin, Timeless (New Horizon GmbH) revolutionizes collectible investments through blockchain technology. Backed by prestigious investors including EQT Ventures, Porsche Ventures, and LA ROCA Capital, we've built a team of 40+ experts dedicated to democratizing access to premium collectibles.
Our Investment Process:
Our experts identify and authenticate potential assets
We manage storage, insurance, and maintenance
You invest from €50 per fraction
Trade your fractions with other investors
We sell at the optimal time (2-8 year holding period)
Impressive Returns:
Knight Frank Luxury Investment Index: +16% in 2022
Watch exits with up to 200% returns (Vacheron Constantin)
Wine & Spirits showing 9-12% CAGR
Classic cars delivering 7-18% CAGR
Past performance does not guarantee future results
ECOTREE
EcoTree is revolutionizing forest investment and conservation. Own trees in sustainably managed forests starting at €15, contribute to biodiversity preservation, and earn returns when your trees are harvested for timber.
EcoTree is a certified B Corp specialized in ecological and economic forest valorization. We manage forests sustainably, focusing on biodiversity preservation and climate change adaptation, while offering individuals the opportunity to own trees and benefit from their economic value.
FREE TREE OFFER
LIMITED TIME OFFER
- Use code 5WQR9B
- Get your first tree free
- Track your tree's growth and impact
- Start your journey as a forest owner today
Our Contribution:
Each tree you own:
Absorbs CO2 and helps fight climate change
Creates habitat for biodiversity
Supports sustainable timber production
Grows approximately 2% in value annually
LIVESTYLE OPPORTUNITIES
Discover alternative lifestyle opportunities including electric scooter subscriptions and more innovative services for modern living.
AUGMENT
Electric scooter subscription service with full maintenance included. Get a premium electric scooter with worry-free maintenance and express repairs.
Augment specializes in electric scooter subscriptions with a monthly payment model. Their comprehensive service includes maintenance and express repairs, ensuring a worry-free user experience. The platform also offers a mobile application available on the Google Play Store, allowing users to control their scooter and maximize its potential.
SPECIAL DISCOUNT!
GET 5% OFF YOUR SUBSCRIPTION
- 5% discount on your subscription
- Access to full maintenance services
- Mobile app access for scooter control